Author Archives: Andrew

When a property claim goes beyond a simple fix, you need more than just a repair quote. Imagine a ceiling collapsing after a heavy downpour. The homeowner naturally blames the storm, and a local tradie provides a quote for a brand-new roof. However, the insurer spots old water stains around the roof penetrations and questions […]

When an insurance claim is straightforward, a broker rarely has to dive into the granular details of a technical structural building report. But when brickwork cracks after a severe storm, a retaining wall unexpectedly shifts, or a roofline sags, the entire conversation changes. The insured naturally believes the damage is fresh and event-related. The insurer, […]

The Australian property insurance landscape in 2026 is defined by extreme climate volatility, sweeping legislative reforms, and escalating macroeconomic pressures. Extreme weather events generated an estimated $4.8 billion in insured losses across 2025, driving commercial and retail premiums to historic highs. Rising inflation and the technical demands of the National Construction Code (NCC) 2025, have […]

Walk onto any storm-damaged property or stalled construction site, and the tension is immediately palpable. For insurers, TPAs, and dispute resolution teams, construction dispute resolution in Australia rarely starts in a courtroom. It begins in the living rooms of frustrated homeowners and on the muddy boots of site managers. Bridging the gap between the physical […]

Strata committees rarely get warned with a single dramatic failure. More often, the warning signs are small. A recurring leak in the foyer. Rust staining at a balcony edge. Mould that returns after every wet spell. A crack that gets patched, then quietly reappears. The problem is that these issues are easy to treat as […]

When a major weather event hits, the pressure to move fast is real. Quotes are needed, repairs feel urgent, and everyone wants clarity. But that urgency can create a problem of its own when the first repair estimate becomes the working truth. According to the Insurance Council of Australia’s 2025 industry fact pack, insured extreme […]

In the current insurance landscape, the pressure to reduce claim costs is relentless. We hear it in every meeting with insurers and claim managers: “Keep the costs down.” It is a directive that comes straight from the top, driven by shareholders and boards looking at the bottom line. It is understandable. When claim volumes spike […]

If you are a Strata Manager or a Real Estate Agent, your inbox is likely a never-ending stream of maintenance requests, compliance notices, and insurance renewals. It is a high-pressure role where you are constantly balancing the demands of owners, tenants, and committees. At Morse Building Consultancy, we see the challenges you face when things […]

Back‑to‑back hailstorms and gales in late 2025 hammered homes across south‑east Queensland and northern New South Wales. The Insurance Council of Australia declared a catastrophe across more than 140 postcodes and said over 16 000 claims were lodged. With tradespeople in short supply the stage was set for disagreements over repairs. This article outlines why disputes […]

In late November 2025 severe storms pounded eastern Australia. The Insurance Council declared a catastrophe and more than 16 000 insurance claims were lodged across 140 postcodes in south-east Queensland. This is not an unusual story, as Australian’s we a use to wild weather catastrophes, but are our property’s? Witnessing builders shore up hail-damaged property, […]