Author Archives: Andrew

When a single storm delivers hail, destructive wind and flash flooding in one event, clarity matters for insurers, loss adjusters and brokers. Commissioning an independent building consultancy for insurance claim assessment Australia ensures your file is evidence based, NCC aligned and auditable. The objective is a defensible outcome that separates storm damage from pre-existing defects […]

Claims adjusters and brokers face a recurring challenge in construction claims: moving from competing opinions to defensible facts, fast. A forensic building consultant for construction dispute resolution equips decision makers with tested evidence, clear scopes and code references that stand up in negotiations or at hearing. MBC delivers this service nationally with independent, insurer grade […]

Insurers, loss adjusters, brokers, commercial property owners and property managers need fast, defensible answers when a claim lands. As an Independent building consultancy for insurance claim assessment Australia, Morse Building Consultancy (MBC) delivers independent, insurer-grade evidence that separates event damage from pre-existing defects, aligns reinstatement with the National Construction Code and Australian Standards, and keeps […]

After the 2025 NSW and QLD floods, insurers, loss adjusters, brokers, strata managers, real estate managers and commercial owners need a defensible disaster assessment that separates event damage from pre-existing defects, identifies safety risks and sets out compliant reinstatement. Clear, evidence-based reporting reduces uncertainty, supports fair claim decisions and helps buildings return to service safely. […]

When a property claim lands on your desk, clarity and defensibility matter. We are often asked whether to commission building reports or an engineering report. If the claim involves structure, many insurers will request a structural engineer report prepared and signed by our registered engineers. What is a building report? A building report is prepared […]

Quality construction is what every property owner or manager hopes their building was delivered with. It underpins the asset’s performance and long-term value, supporting durability, reducing maintenance needs, and contributing to the overall safety and reliability of the structure. It’s also a marker of a sound investment—something that should stand up to time, use, and […]

Structural damage isn’t always visible during an initial inspection. Movement can occur below the slab. Water ingress may travel behind wall linings. Cracking that appears minor may relate to broader structural shifts. These issues are often suspected based on secondary signs—uneven floors, elevated moisture readings, or known exposure to water or ground movement. These conditions […]

Construction disputes are rarely straightforward. Claims often hinge on technical details: What caused the issue, who was responsible, and whether construction standards were met. These are not easy questions to answer without expert input. Insurers, brokers, and body corporates rely on construction expert witnesses to provide that clarity. Independent evidence helps uncover the what, why […]

One of the questions we are asked a lot as independent building consultants is: How are you independent when you are engaged by an insurer? It’s a fair question. In complex claims and disputes, of which there are many, being challenged like this is understandable. When someone sees a report commissioned (and paid for) by […]

Summer brings a sharp uptick in risk for property portfolios across Australia. Severe storms, bushfires, and flood events can strain claims teams and put pressure on both insurers and brokers to act quickly and decisively. Extreme weather events, including severe bushfires, intense heatwaves, and significant flooding, marked Australia’s 2024–25 summer season. Western Australia experienced its […]