Storm warnings, radar imagery and recorded hail sizes can establish that severe weather occurred in an area. They do not, by themselves, establish what happened to a particular building. For insurers, loss adjusters and property owners, that distinction matters. Australia does not have a shortage of hail claims. The Insurance Council of Australia reports that […]
Category Archives: damage reporting
Back‑to‑back hailstorms and gales in late 2025 hammered homes across south‑east Queensland and northern New South Wales. The Insurance Council of Australia declared a catastrophe across more than 140 postcodes and said over 16 000 claims were lodged. With tradespeople in short supply the stage was set for disagreements over repairs. This article outlines why disputes […]
When summer cells line up across the coast, claim volumes can double before lunch. Independent quick storm damage assessments help carriers meet Code timeframes, contain secondary loss and keep communications factual. The Insurance Council’s declarations framework and Code of Practice set expectations for timeliness and clarity, so speed with evidence is not optional. Summer surge: […]
When claim costs are debated, assumptions get expensive. Commissioning detailed structural engineer reports gives adjusters measured facts, clear causation and itemised quantities that price accurately against market rates. The General Insurance Code of Practice expects openness, fairness and defined timeframes in claims, which lifts the value of objective evidence when volumes spike. Why costs drift […]
Hail can crack tiles, dent metal sheets and loosen fixings, yet the first clues are often slow leaks and bowed plaster. If you intend to lodge a claim, early evidence matters. Booking structural inspections after disasters gives you a defensible record of what the storm did, what is unsafe and what repairs are required to […]
When a single storm delivers hail, destructive wind and flash flooding in one event, clarity matters for insurers, loss adjusters and brokers. Commissioning an independent building consultancy for insurance claim assessment Australia ensures your file is evidence based, NCC aligned and auditable. The objective is a defensible outcome that separates storm damage from pre-existing defects […]
Summer brings a sharp uptick in risk for property portfolios across Australia. Severe storms, bushfires, and flood events can strain claims teams and put pressure on both insurers and brokers to act quickly and decisively. Extreme weather events, including severe bushfires, intense heatwaves, and significant flooding, marked Australia’s 2024–25 summer season. Western Australia experienced its […]
When an insurance claim is contested, it usually comes down to one thing: uncertainty. The insurer needs to confirm what caused the damage, whether it’s recent, and whether it’s covered. The property owner needs to know the claim is being assessed fairly, with all the right information on hand. Without clear evidence, it’s hard for […]
Severe weather can turn things upside down in no time. For body corporates and real estate agents, there’s a lot to juggle—insurance claims, sorting repairs, and keeping tenants in the loop. It can get messy fast. When getting things back on track, damage reporting plays a massive role. If you get this part right, claims […]
Extreme weather events in Australia are becoming more frequent and severe. Floods, cyclones, and storms leave a trail of damage, creating major challenges for property owners and investors. In the aftermath, knowing where to start can be overwhelming—but one step is essential: accurate damage reporting. Morse Building Consultancy specialises in forensic assessments and damage reporting, […]
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